Saying 'no' to any sex act, is sometimes difficult. And being ready to lose your virginity but not having a partner may be just as hard.

• You may feel frustrated that you haven't done it.
• You may think that you're being too cautious or innocent.
• Other teens may tease you.

Saying 'yes' isn't any easier. You have just as many difficult decisions about:

• what to do
• how to do it
• and who to do it with

So stick to what feels right for you.